Platinum Metal plans cover an estimated 90% of your medical and prescription drug costs. They also limit your annual out-of-pocket expenses. Platinum Plans are the most expensive of all the "metal plans."
|Individual Out of Pocket Maximum:||$3,000|
|Office Visit Copay:||$20|
|Out of Network Coinsurance:||50%*|
|Preferred Brand Name:||$40|
|Non-Preferred Brand Name:||$70|
All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include: